California Incentives - Combining 0% Financing and Bonus Cash? - 2017+ Chrysler Pacifica Minivan Forums
 
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post #1 of 6 (permalink) Old 01-10-2017, 07:32 PM Thread Starter
BVM
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California Incentives - Combining 0% Financing and Bonus Cash?

Can the 0% APR Chrysler Capital financing be combined with the $1500 "California BC Retail Consumer Cash 71CH1" and the $500 "California Chrysler Capital 2017 Bonus Cash CACH5"?

By my interpretation, the 0% financing negates the $1500 incentive. If true, is 0% financing for 36 mo worth $1500? Not in my opinion.

I'm thinking finance at whatever crappy rate they offer to get the $500 Chrysler Capital incentive, pay it off immediately, then do a 36 mo 1.5% new car loan through Penfed.

Thoughts?
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post #2 of 6 (permalink) Old 01-10-2017, 08:09 PM
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Not sure if your question is specific to California, but you're correct that the special financing rate cannot be combined with the Retail Cash. Several of us have financed with a crappy rate through FCA to get the Chrysler Capital bonus cash and immediately paid it off or refinanced. It's not uncommon at all.

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post #3 of 6 (permalink) Old 01-11-2017, 10:38 AM
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They just came out with a $500 Silicon Valley car show rebate as well.
Not sure if you have to live in this area or just CA.

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post #4 of 6 (permalink) Old 01-15-2017, 05:53 PM
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If Chrysler offers 0.9% they why go outside them and refinance at 1.5%. What am I missing
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post #5 of 6 (permalink) Old 01-15-2017, 06:11 PM
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Quote:
Originally Posted by vdubpower View Post
If Chrysler offers 0.9% they why go outside them and refinance at 1.5%. What am I missing
Special interest rates are not combinable with Retail Cash, so you give up $1500 if you take that rate.

Ordered 9/19/16 -- Built 10/7/16 -- Delivered 10/27/16:
2017 Pacifica Limited - Molten Silver/Mocha
8 Pax - Vac - SafetyTec - UConnect Theater & Sound
20" Wheels - Tow - KeySense - Splash Guards
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post #6 of 6 (permalink) Old 01-16-2017, 10:08 AM
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So what's the absolute cheapest way to get the car
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