Your temperatures sound pretty normal to me, and this is a big reason why most manufacturers don’t allow us to see real temperatures.
There’s a huge amount of fluctuation in a normally functioning cooling system, and I’ve never heard of a cooling fan that kicks on a 185. The fan in my Lincoln would kick on at 230, the Odyssey around 212, and my Pacifica will come on around 230 as well. If your temperatures are staying at 195 while going down the road, everything seems to be working as it should.
2019 Tesla Model 3
Former: 2017 Chrysler Pacifica