I paid mine off immediately. I only took the financing to get the $750 rebate. The dealer lied to me and said if I didn't wait 4 months then it would mess up my ability to get my title and I'd have a big hassle due to paperwork screwups. I called CCAP and told them what he said and the rep said she was very sorry I was told that and that it was not true.That’s true. That’s why the dealer pushes the manufacturer’s financing. (I’m a retired dealer)
If the dealer had been honest and said "Hey, do me a favor and wait four months," I would have, if he had been otherwise good and honest. But given he lied, I paid it off quickly with relish. There was a little difficulty, in that CCAP could not find my account due to the paperwork not being received yet and not entered on the computer and my not having a loan number yet, so the representative said (different rep) he couldn't accept the payment. I just sent them a check by mail with a copy of the loan agreement. They accepted it.