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I think the rental premise is based on if it has stay stay longer than the first overbite then it is covered for a period of up to 5 days and also has a cap of monetary value as well . All loaners , and not by the dealership , have a cap for duration and daily rate . And for reference never believe what somebody tells you always get confirmation through emails pertaining to the product , this way you have a paper trail that can’t be disputed .