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Need help understanding my extended warranty options

8K views 21 replies 12 participants last post by  seo68 
If you're buying -any- extended warranty for an FCA product, you buy mopar maxcare. That's it. If you're buying anything else you're risking nonsense and delays. Maxcare is all internal at the dealership and you don't have to worry about anything. I once had a rear go on a ram 1500 and his extended warranty took over a month to come out and inspect it. They declined the repair because the rear had rust on it. Of course it had rust on it! It was sitting on the floor for over a month!!!

There's a few aftermarket companies that aren't horrendous such as fedality and zurich, but that's it. It costs nearly the same as the factory backed option and the headaches are 10x less for both you and the dealership.

To everyone saying put the money in the bank you're insane. If you're planning on keeping it outside of basic warranty you will praise the sky when that $1500 radio replacement isn't out of pocket. Labor is stupidly expensive now. Even simple repairs for common failure points will cost you 500-900 a pop at the dealer. If you're the kind of guy who gets a new car every 3 years, then no it's obviously pointless.
 
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