You've made some rather uninformed claims about liability and insurance.And what claims am I making? That insurance is for accidents? That they only care about true accidents or willfully causing an accident to collect insurance money. Um, because that's how insurance works. You can be the dumbest, ignorant person around, crash your car, be totally your fault and insurance will pay out. As long as you have payed your premiums, don't lie about what happened, and it's covered by your policy, your good to go.
I'm not particularly interested in rolling around in the mud with you on this. It's enough for me to know that you've got zip for actual credibility on the claims you make.
Sure. If you say so. You don't have to be an attorney to understand insurance. As long as you can read your policy and fully understand the definitions used in said policy, you'll be fine.
And i know there are very different kinds of attorneys and it doesn't mean they are all experts in insurance claims. Some attorneys try to make claims you said something, without further expanding of said claims. "It's enough for me to know that you've got zip for actual credibility on the claims you make" but each his own, I guess. Once we see what the insurance agent has to say about OP, then we can revisit this conversation.